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Interest Rates Over Time

Brent Wells February 21, 2020

Some Highlights:

With mortgage landscape realities shifting significantly in recent years, it's a great time to look back at where rates have been and how much they change over time.

According to Freddie Mac, average 30-year fixed-rate mortgages are hovering closer to the mid-6% range rather than five-decade lows. However, locking in a rate remains a top priority for strategic buyers looking for predictability.

The impact your interest rate has on your monthly mortgage payment is significant. An increase of just $20 dollars in your monthly payment can add up to $240 per year or $7,200 over the life of a standard 30-year loan. Securing your financing early protects your purchasing power against unexpected upward market shifts.

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